Stateside APM insurance policies terms and conditions and claim procedures.

Below are links to the policy wording for our Hazard and General Liability programs. These are the actual policy documents of our umbrella policies which your property will be added to. These programs are only available to clients that subscribe to one of our services.

Please ensure you read and understand our terms and conditions and the coverage provided under the program you choose. Stateside APM cannot provide advice as to whether the cover is suitable for your purpose or the amount you should insure for. Stateside APM is not an insurance broker or agent and cannot provide individual insurance policies.

Please feel free to contact us if you have any queries.

Stateside APM Terms & Conditions and Claim Procedures

Stateside APM Insurance Programs

(Price)


Program Name

Your Text

Email Previews

Builder

Your Text

Interactive Testing

Your Text

Program Name

Program 1 & 1a

Program 2 & 2a

Program 3 & 3a

Program 4 & 4a

Program 5 & 5a

Program 6 & 6a

Program 7 & 6a

States Available

Hazard - Michigan

Hazard - All States except Michigan

Liability - All States including Michigan

Hazard - Michigan

Liability - Michigan

Hazard - All States except Michigan

Liability - All States except Michigan

Hazard - All States Including Michigan

Liability - All States including Michigan

Hazard - All States except Michigan

Liability - All States except Michigan

Hazard - IL, OH, MD, PA, & NJ only

Liability - IL, OH, MD, PA, & NJ only

Deductible

$5,000 / $5,000 VMM

$5,000 / $5,000 VMM

$7,500 / $10,000 VMM

$2,500 / $2,500 VMM

$5,000 / $5,000 VMM

$2,500 / $10,000 VMM

$5,000 / $5,000 VMM

Type of Hazard Cover

Actual cash value

Actual cash value

Actual cash value

Actual cash value

Actual cash value

Actual cash value

Actual cash value

Michigan Programs

Full policy master policy document.

Full policy master policy document. If you chose GL cover, cover is provided through the general liability policy above.

Full policy master policy document.

Non-Michigan Programs

Full policy master policy document. If you chose GL cover, cover is provided through the ‘Stand Alone’ general liability policy.

Full policy master policy document. If you chose GL cover, cover is provided through the FIC general liability policy.

Full policy master policy document.

Full policy master policy document. If you chose GL cover, cover is provided through the SWBC general liability policy above.

Full policy master policy document.

Full policy master policy document.