You agree & understand that you are contracting with Stateside APM to provide administrative property management services which include the option to add your property to Stateside APM master insurance policies. The costs of which will be itemized on each invoice which it is your responsibility to read and check.
You have read, understand and accept the building & liability insurance policy terms & conditions and agree to hold harmless Stateside APM with regard to the suitability of the policy for my purpose, the amount of cover you choose or howsoever claims may be adjusted.
Master insurance policy documents are found on our website.
You understand that Stateside APM is not an insurance agency and does not act as one and that they cannot advise on or procure any individual insurance policy for you.
You understand that Stateside APM’s master policies are monthly policies and that if you pay for 12 months in advance it does not guarantee the premium will not change during that period.
Should the premium change, you understand you will have the option to continue and pay the additional cost or remove my property and receive a prorated refund of premiums paid.
You understand that all notifications regarding the property, cover, amendments, claims etc. must be made in writing, instructions by telephone or given verbally are not accepted and are not binding.
You understand it is your responsibility to notify Stateside APM of any change in property management or ownership.
You understand it is your responsibility to notify Stateside APM of any change in occupancy status within 48 hours and that that vacant properties must be inspected in accordance with the conditions of the program the property has been added to and secured in a manner suitable for the area they are situated, which may require the provision additional measures, which you will bear the full cost of. Failure to do so may affect cover and invalidate any claim.
You understand that in the event of a claim you will be required to submit photos of the property showing the condition before and after the incident. Together with a quote to repair the damage caused by the incident. You further understand that insurance is there to cover the cost or make good only damage caused by a covered event and not as a replacement for maintenance not carried out by yourself.
You agree to adhere to Stateside APM claim procedures and understand that failure to provide the information requested may hinder or invalidate any claim.
Details of our claim procedure can be found on our website at statesideapm.com/legal and you agree to hold harmless Stateside APM should you fail to provide the information required to file a claim.
Proof of value may be required.
You authorize Stateside APM to collect payment for the selected options and understand no cover will commence until payment is received.
You understand there is a $39 one-time setup fee applied to each property added to Stateside APM’s master policy. You further understand a change fee of $39 per property will be applied for changes of program or payment frequency.
Applications take 72 hours to process. Expedited service may be requested for an additional fee but agree to hold harmless Stateside APM for any delay howsoever caused.
You agree that regular monthly payments will be made by ACH collection.
You understand that payments by any other method will attract an additional monthly processing fee per property.
Payments by credit or debit card attract a 3.75% convenience fee. Payments by wire transfer attract an additional $25 processing fee.
Any payments not received by the due dates will result in the cancellation of the service, including the removal of any properties from inclusion in your master policies, from the date of the last payment received. No claims will be accepted.
You agree to hold harmless Stateside APM should your payment fail, and a claim is refused or denied as a result. A $39 reinstatement fee per property will be applied for reinstatement.
Stateside APM reserves the right not to accept payment if it is received after the due date of the invoice and whether to remove or add any properties.
Services may be cancelled at any time and a prorated amount of any premium paid will be refunded.
All services will commence from the Start Date indicated on your application unless we are notified in writing 48 hours in advance. Start dates cannot be earlier than the application date.
These Terms and Conditions supersede all previous Terms and Conditions and are in addition to the policy terms & conditions. By submitting an application, you agree to be bound by the policy terms and conditions of Stateside APM and its insurance carriers.
Full terms & conditions can be found at statesideapm.com/legal.