Stateside APM insurance policies terms and conditions and claim procedures.
Below are links to the policy wording for our Hazard and General Liability programs. These are the actual policy documents of our umbrella policies which your property will be added to. These programs are only available to clients that subscribe to one of our services.
We cannot offer any advice as to how much you should cover your property for, but our programs require a minimum amount of cover equal to $45 per square foot.
Please ensure you read and understand our terms and conditions and the coverage provided under the program you choose. Stateside APM cannot provide advice as to whether the cover is suitable for your purpose or the amount you should insure for. Stateside APM is not an insurance broker or agent and cannot provide individual insurance policies.
Please feel free to contact us if you have any queries.
Stateside APM Insurance Programs
(Price)
Program Name
Your Text
Email Previews
Builder
Your Text
Interactive Testing
Your Text
Your Text
Program Name
Program 1 & 1a
Program 2 & 2a
Program 3 & 3a
Program 4 & 4a
Program 5 & 5a
Program 6 & 6a
Program 7 & 7a
Program 5 & 5a
2019 policy
States Available
Hazard - Michigan
Hazard - All States except Michigan
Liability - All States including Michigan
Hazard - Michigan
Liability - Michigan
Hazard - All States except Michigan
Liability - All States except Michigan
Hazard - All States Including Michigan
Liability - All States including Michigan
Hazard - All States except Michigan
Liability - All States except Michigan
Hazard - IL, OH, MD, PA, & NJ only
Liability - IL, OH, MD, PA, & NJ only
Hazard - All States Including Michigan
Liability - All States including Michigan
Deductible
$5,000 / $5,000 VMM
$5,000 / $5,000 VMM
$7,500 / $10,000 VMM
$2,500 / $2,500 VMM
$5,000 / $5,000 VMM
$2,500 / $10,000 VMM
$5,000 / $5,000 VMM
$5,000 / $5,000 VMM
Type of Hazard Cover
Actual cash value
Actual cash value
Actual cash value
Actual cash value
Actual cash value
Replacement value
Actual cash value
Actual cash value